Discover the Trusted Name Behind Costco's Auto Insurance Program

Understanding the Costco Auto Insurance Program

Costco is well-known for offering a wide variety of products and services to its members, often at significant discounts. Among these services is the Costco Auto Insurance Program, a lesser-known but beneficial offer that Costco members can take advantage of. But what company backs Costco's Auto Insurance Program, and what benefits does it offer? In this article, we will delve into these questions to provide a comprehensive understanding of the program.

What Company Backs Costco Auto Insurance Program?

The Costco Auto Insurance Program is backed by CONNECT, powered by American Family Insurance, a reputable name in the insurance industry. CONNECT has been serving Costco members for several years, providing quality coverage options and excellent customer service.

American Family Insurance, the parent company of CONNECT, was founded in 1927 and has since become one of the largest mutual insurance companies in the United States. This backing assures Costco members that they are partnering with a reliable and well-established provider that prioritizes customer satisfaction.

Why Costco Partnered with CONNECT

Costco chose to partner with CONNECT due to their mutual commitment to quality and value. Both companies prioritize customer satisfaction and aim to deliver exceptional service. CONNECT's history of providing comprehensive insurance solutions matched well with Costco's dedication to member services, creating a synergy that benefits Costco members significantly.

What Does the Insurance Offer Include?

• Comprehensive Coverage: Members can enjoy a combination of coverage options, including liability, collision, and comprehensive coverage, ensuring protection no matter what the circumstances.
• Discounts: Costco members receive exclusive discounts, which can lead to substantial savings on their premiums. These can include safe driver discounts, multi-policy discounts, and more.
• Roadside Assistance: Included in the package is a reliable roadside assistance program, providing peace of mind no matter where you're driving.

Benefits of Choosing Costco Auto Insurance

Beyond the attractive pricing, the Costco Auto Insurance Program offers numerous benefits that make it a compelling choice for members.

Quality Service

With CONNECT, Costco members receive access to 24/7 claims service, allowing them to report incidents and get assistance at any time of day. Additionally, the streamlined service process ensures efficient handling and resolution of claims.

Member Satisfaction

Costco consistently ranks high in customer satisfaction, and their Auto Insurance Program is no different. A recent survey conducted in 2026 indicated that 95% of participating members were satisfied with their insurance experience, citing ease of use and cost-effectiveness as key factors.

J.D. Power 2026 Customer Satisfaction Survey shows Costco Auto Insurance maintaining high scores, illustrating the commitment to maintaining excellent service and value.

Exclusive Member Benefits

In addition to standard insurance offerings, Costco's program provides additional perks, including perks for long-term members, additional coverage options for specialty vehicles, and incentives for no claims history.

Cost vs. Coverage: Is It Right for You?

When evaluating whether the Costco Auto Insurance Program is right for you, consider both the cost and the quality of coverage. While price is an important factor, the reliability and inclusiveness of the coverage are crucial for ensuring you're adequately protected.

Price Competitiveness

Thanks to Costco's bulk purchasing power, members often find the premiums to be more competitive than what they would receive elsewhere. In a comparison study conducted in 2026, sample premiums for Costco members were typically 10-15% lower than comparable plans available in the market.

Client Support and Reliability

NerdWallet's 2026 car insurance comparison highlighted Costco's insurance program as one of the best for customer support and claims resolution speed, emphasizing its reliability and member-focused service model.

Conclusion: Is the Costco Auto Insurance Program Worth It?

In conclusion, the Costco Auto Insurance Program, backed by CONNECT and American Family Insurance, offers a combination of competitive pricing, quality coverage, and exceptional customer service. Costco members inclined towards value and reliability will find this program particularly beneficial. The robust support and exclusive member benefits make it an attractive option for many drivers.