Sam's Club Auto Insurance Explained

Sam's Club, the membership-only warehouse chain owned by Walmart, is renowned for offering a wide array of benefits to its members, including discounts on groceries, electronics, and automotive products. However, when it comes to auto insurance, the situation is a bit more nuanced.

Sydney Blunt

23 Sep 2025 • 2 min read

Photo by Vlad Deep / Unsplash

man driving a car wearing wrist watch — Photo by why kei / Unsplash

Does Sam's Club Offer Auto Insurance?

No, Sam's Club does not offer auto insurance directly. Unlike some other membership clubs, such as Costco, which have established partnerships with insurance providers to offer exclusive auto insurance deals, Sam's Club has not ventured into this space. Therefore, members cannot purchase auto insurance policies through Sam's Club.

Are There Any Auto Insurance Discounts for Sam's Club Members?

While Sam's Club doesn't sell auto insurance, some members have reported receiving discounts on their auto insurance premiums by providing proof of their Sam's Club membership. For instance, one Reddit user mentioned that their auto insurance provider offered a $95 discount every six months upon verifying their Sam's Club membership (Reddit).

However, these discounts are not standardized and vary by insurance provider. It's essential to contact your insurance company directly to inquire about any available discounts for Sam's Club members.

Additional Automotive Benefits for Sam's Club Members

Even though Sam's Club doesn't provide auto insurance, it offers several automotive-related benefits to its members:

1. Sam's Club Auto Buying Program

Sam's Club has partnered with TrueCar to offer its members an auto buying program. This program allows members to search for new and used vehicles, compare prices, and receive upfront pricing from certified dealers. Additionally, members can earn a $110 Sam's Club e-Gift Card when they report their purchase within 45 days (samsclub.truecar.com).

2. Tire & Battery Center Services

Members can take advantage of Sam's Club Tire & Battery Center, which offers services like tire installation, balancing, rotation, and battery replacement. Purchasing tires from Sam's Club also includes benefits such as free lifetime balance and rotation (help.samsclub.com).

3. Roadside Assistance

Through a partnership with Good Sam, Sam's Club members can access roadside assistance services, including towing, flat tire changes, battery jump-starts, and lockout assistance. These services are available 24/7 and cover vehicles across the U.S. (roadside.goodsam.com).

Final Thoughts

While Sam's Club doesn't offer auto insurance directly, its members can benefit from various automotive-related services and potential discounts through their insurance providers. It's advisable to contact your current insurance company to explore any available discounts for Sam's Club members. Additionally, taking advantage of Sam's Club's auto buying program and automotive services can lead to significant savings and added convenience.