Discover the Benefits of Costco's Auto and Home Insurance Options

Understanding Auto and Home Insurance Bundles

When it comes to insurance, bundling auto and home policies is a strategy many people use to simplify their coverage and potentially save money. This approach typically involves consolidating your insurance needs with one provider, who then offers a combined policy for both home and car insurance. But the question on many people's minds is: does Costco offer these bundles?

Why Consider an Insurance Bundle?

There are a few reasons why people might consider bundling their auto and home insurance policies:

• Cost Savings: Many insurance companies offer discounts for bundled policies. These savings can be significant, depending on the provider and individual circumstances.
• Simplified Billing: Managing two separate insurance policies can be cumbersome. Bundling typically results in a single policy and one bill, simplifying your financial and administrative overhead.
• Streamlined Claims Process: Dealing with a single insurer often means an easier process if you need to make a claim affecting both home and car, such as a natural disaster.

Does Costco Offer Insurance Bundles?

The straightforward answer is that Costco does not directly offer their own insurance products. Instead, Costco partners with leading insurers to provide exclusive benefits to its members. For auto and home insurance, Costco collaborates with CONNECT, powered by American Family Insurance.

Details of Costco's Insurance Partnership

Costco's relationship with CONNECT offers several advantages for Costco members who are in the market for insurance:

• Exclusive Discounts: Costco members often receive special rates on both auto and home insurance policies, making the option of bundling through CONNECT an attractive one.
• Reputation and Reliability: CONNECT, through American Family Insurance, ensures that policyholders are backed by a reputable and established company with a strong track record.
• Comprehensive Coverage Options: You have access to a full suite of insurance products through CONNECT, allowing for tailored options that suit individual needs.

How to Get a Quote Using Costco's Partner

If you are interested in exploring this option, consider the following steps:

1. Visit the insurance section of the Costco website and follow the links to GET A QUOTE with CONNECT.
2. Provide the necessary information including details about your home, vehicle, and any other factors that might affect your insurance rate.
3. Ensure you inquire specifically about the discounts and benefits available to Costco members to maximize your savings.

It's important to compare these quotes with others from different providers to ensure you’re receiving the best possible deal for your situation.

Are There Any Drawbacks?

While bundling insurance through Costco can lead to savings and simplified management, there are also potential downsides:

• Limited Options: Since Costco partners with a specific provider, you may have less flexibility in customizing your policies compared to working with an independent insurance agent.
• Membership Requirement: Only Costco members are eligible for these insurance benefits, which means a membership cost is necessary to access potential savings.

Trends and Data in Insurance Bundling

The latest statistics indicate that insurance bundling remains a popular choice among consumers. In 2026, a survey by the Insurance Research Council found that approximately 56% of individuals who held more than one insurance policy opted for a bundled package. This is a reflection of growing consumer awareness about not just cost-effectiveness but also convenience. (Source: [Insurance Research Council](https://www.insurance-research.org)).

Moreover, a 2026 report by JD Power noted that customer satisfaction is higher among those who bundle their policies, particularly when dealing with specialized insurers offering tailored services. (Source: [JD Power](https://www.jdpower.com/)).

Conclusion

Bundling your auto and home insurance through Costco and its partner, CONNECT, could provide substantial benefits in terms of cost savings and policy management. Whether this option is right for you depends on your specific circumstances, and always comparing options before committing is advisable. Remember, while discounts are appealing, the ultimate goal should be securing adequate coverage that meets your needs effectively.

Consider your decision carefully and consult with insurance professionals if necessary. With the right approach, insurance bundling via Costco can be a practical strategy in managing your home and auto insurance.