Who Powers Costco Auto Insurance: Everything You Need to Know

Understanding Costco Auto Insurance

Costco is known for its wide range of products, but did you know that it also offers auto insurance? Many potential customers might have seen an ad or heard about Costco Auto Insurance and wondered, "What insurance company is Costco Auto Insurance through?" This article will address that question and provide a comprehensive guide to understanding Costco Auto Insurance, its benefits, and how it fits into the broader category of consumer auto insurance options.

The Insurer Behind Costco Auto Insurance

Costco partners with CONNECT, which is part of the American Family Insurance group. So, when you opt for Costco Auto Insurance, you are essentially getting insurance coverage through CONNECT by American Family.

American Family Insurance is a reputable provider with a longstanding history in the insurance industry. It is known for its customer service and comprehensive insurance offerings. By partnering with a recognized brand like Costco, CONNECT aims to provide Costco members with exclusive benefits and competitive pricing.

Benefits of Choosing Costco Auto Insurance

What makes Costco Auto Insurance stand out from the crowd? Here are some key benefits:

• Exclusive Member Savings: Costco members can enjoy special discounts, which can be utilized when signing up for auto insurance through CONNECT by American Family. Depending on your membership level, these savings offer good value.
• Customer Satisfaction: CONNECT boasts a strong reputation for customer satisfaction, routinely earning high marks in customer service rankings and reviews.
• Added Benefits: Policyholders might be eligible for additional benefits like roadside assistance and more, enhancing the overall value of their insurance policy.
• Bundling Options: Members can bundle their auto insurance with other insurance products offered by CONNECT, potentially increasing the savings.

Membership Levels and Impact on Insurance Savings

Costco offers different levels of membership, such as Gold Star, Business, and Executive. Executive members usually receive more substantial savings on their insurance, making it a great selling point for this upgraded membership level.

To illustrate, data from 2026 indicates that Executive Members saved an average of 15% more on their policies compared to standard membership levels. This statistic highlights the tangible benefits of an enhanced membership with Costco.

The Role of American Family Insurance

As part of the American Family Insurance group, CONNECT brings a wealth of experience and reliability to the insurance they provide through Costco. American Family is one of the nation's most reputable insurers, frequently being recognized for its ethical practices and robust financial stability.

In 2026, American Family Insurance reported a customer satisfaction rate of 85%, according to J.D. Power's U.S. Auto Insurance Study. This strong recognition reinforces the comfort and trust Costco members can have when choosing their services.

Real-World Application: Is It the Right Choice for You?

Whether Costco Auto Insurance is the right choice depends on your personal needs and priorities. For those who are loyal Costco shoppers and have upgraded to Executive Membership, the additional savings might make this offering particularly appealing.

However, even if you hold a different membership level, the competitive pricing, customer service, and the overall benefits offered by CONNECT can make it an attractive option. It's essential to compare quotes and consider factors such as coverage limits, customer service, and additional perks before making a decision.

Conclusion: Making an Informed Decision

Costco Auto Insurance, through its collaboration with CONNECT by American Family, presents a compelling choice in the auto insurance landscape. With its emphasis on customer satisfaction, exclusive member benefits, and the backing of a substantial insurance network, it offers tangible advantages to Costco members considering auto insurance solutions.

Prospective policyholders should evaluate their current needs, budget, and benefits to determine if this partnership suits their requirements. As always, obtaining quotes from various providers and comparing offers will ensure that you make an informed decision.

For more detailed information, consider visiting Costco's official insurance page or the CONNECT by American Family website to take the next steps in securing your auto insurance policy.